Dan Goldie

Most people are not good investors. They dont save enough and their investments usually underperform markets by a wide margin. This is not surprising because we are not taught about personal finance in school, and the media and financial services industry often cause us to make poor investment decisions that lead to subpar results. To make matters worse, because of how our brains are hardwired, we tend to make emotional investment mistakes that are very costly.

From the podium, best-selling author and top-ranked financial advisor, Dan Goldie, inspires audiences to change the way they save and invest and shows them exactly how to do it. He clearly explains the mistakes that most people make, how the financial services industry is failing investors, and why most of us need to save more and invest smarter. Armed with this knowledge and motivated to make a change, we can all be successful investors by making five important, but straightforward decisions.

1. The Do-It-Yourself DecisionShould you try to invest on your own or seek help from an investment professional? And if so, which type of advisor is best?

2. The Asset Allocation DecisionHow should you allocate your investments among stocks, bonds, and cash.

3. The Diversification DecisionWhich specific asset classes within these broad categories should you include in your portfolio, and in what proportions?

4. The Active versus Passive DecisionShould you favor an actively managed approach to investing that seeks to outsmart the market, or a passive approach that delivers market-like returns?

5. The Rebalancing DecisionWhen should you sell certain assets in your portfolio and when should you buy more?